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How is Bankruptcy Like a Country Song Played Backwards? You get your house back, your truck back, your money back, your dog back…… Bankruptcy is not just a last resort for the hopelessly indebted. In fact, bankruptcy is a right given to U.S. citizens in Section 8...

Can I Get Rid of Credit Card Debt in Bankruptcy One of the major reasons that people file for Bankruptcy is to cancel, or discharge, credit card debt.  Credit cards tend to have high interest rates and also high late fees and other costs.  Because credit...

Filing Bankruptcy With Tax Returns Like so many other questions, the answer is “It Depends.”  A tax refund is simply a debtor’s property held by the IRS.  If you receive the refund before you file bankruptcy you can certainly pay other bills or purchase...

If I File For Bankruptcy, Can I Keep My House Many people have one major asset and concern on their mind if they are considering filing a bankruptcy case” Will I be able to keep my house? While there are a lot of variables in how this question is answered,...

Flipping Houses It seems like every bad idea gets discovered by a new generation of hucksters and marks. Wherever there is a buyer’s market in real estate flipping houses becomes popular and very well may work for the flipper in some cases.   There is...

What is Adverse Possession? Disputes over boundary lines that are longstanding may result in a change in ownership, therefore, a change in the boundary line, regardless of the results of a survey.  The common offensive or defensive theory to get around the legal...

Spokane Debtors and Cach, LLC (Cach, LLC and other Spokane Junk Debt Collectors are serving Spokane debtors with unfiled lawsuits, many of which cannot be collected in court unless you ignore the lawsuit.) In the past two months Cach, LLC has filed a total...

A couple of years ago in the midst of the “Great Recession” we started to hear complaints about “Junk Debt Collectors.” Because of the failure of financial institutions such as Countrywide and others, many past due debts, even home loans, were not the...

Well, Is It? 1.       Laws are rules or standards by which humans intend to regulate, encourage or punish some aspect of human behavior. Law also refers to an entire system of government, rights and obligations and an...

Obamacare – New changes are taking place in the upcoming months leading into the new year. These changes will effect everyone. The State of Washington has already established a Health Care Benefit Exchange complying with federal law coming into effect January 1,...